Crypto Investing with Revolut: Complete Guide
Comprehensive guide to cryptocurrency investing through Revolut. Learn about fees, account tiers, Revolut X exchange, and how to start investing in crypto.
Introduction
Revolut is one of the world's most popular fintech apps, with over 40 million customers globally. It offers an easy way to start investing in cryptocurrencies. Through Revolut, you can buy, sell, and store popular cryptocurrencies like Bitcoin and Ethereum directly from the mobile app.
Revolut has expanded its services to include many crypto features, such as transfers, staking services, and even a dedicated crypto exchange called Revolut X for advanced traders. This guide walks you through how Revolut's crypto services work, what they cost at different account tiers, and how to get started with crypto investing.
What Crypto Services Does Revolut Offer?
Revolut started as a multi-currency banking app but now includes comprehensive cryptocurrency services:
💰 Buy and Sell Crypto Easily
Buy cryptocurrencies directly with euros, dollars, or other fiat currencies. You can start with as little as $1, making the entry barrier very low.
🪙 Wide Selection of Cryptocurrencies
Access dozens of popular cryptocurrencies (Bitcoin, Ethereum, Litecoin, etc.) with the selection constantly growing. Revolut X offers over 100 different tokens.
🔄 Crypto Transfers and Deposits
Deposit crypto from external wallets or withdraw to external addresses. Transfers between Revolut users are fast and free (off-chain).
💳 Revolut Crypto Card
Use your crypto for payments by instantly converting to fiat at the point of sale. Check out our crypto cards comparison.
📈 Staking and Yield
Earn passive income through staking on proof-of-stake coins like Ethereum, Cardano, and Polkadot.
🔒 Education and Security
Learn with in-app educational modules. Revolut uses two-factor authentication and cold storage for most funds.
Account Tiers and Trading Fees
Revolut offers multiple account tiers: Standard, Plus, Premium, Metal, and Ultra. Each tier has different monthly fees and crypto trading fees:
| Tier | Monthly Fee | Crypto Fee | Notes |
|---|---|---|---|
| Standard | $0/month | ~1.49% | ~$1 minimum fee on small trades |
| Plus | $3.99/month | ~1.49% | Same fee as Standard |
| Premium | $9.99/month | 0.99% | Better cash withdrawal limits, travel insurance |
| Metal | $15.99/month | 0.99% | Priority support |
| Ultra | $60/month | 0.49% | 0% fee over $250,000/month volume |
Stablecoin Exchanges Are Free
Converting fiat to stablecoins (like USDC) or vice versa has no trading fee. Normal fees apply when converting stablecoins to other cryptocurrencies.
Revolut X – Pro Exchange for Active Traders
Revolut X is Revolut's dedicated cryptocurrency exchange launched in 2024, designed for experienced traders. While the main app offers simple crypto buying, Revolut X provides professional features and ultra-low fees.
🪙 100+ Cryptocurrencies
Broader selection than the main app, including altcoins, metaverse tokens, and DeFi tokens.
📊 Advanced Trading Tools
Limit orders, stop orders, and real-time charts powered by TradingView integration.
💸 Ultra-Low Fees
Maker-taker model: 0% maker fees, 0.09% taker fees. Competitive with major global exchanges.
🏦 Instant Fiat Transfers
Move funds between your Revolut bank account and Revolut X instantly with no transfer fees.
Who Is Revolut X For?
Revolut X is ideal for active traders who make frequent trades and want professional tools without paying premium exchange fees. If you only buy and hold long-term, the main app is sufficient.
How to Start Crypto Investing with Revolut
Step 1: Download and Register
Download the Revolut app from the App Store or Google Play. Create an account with your email and phone number, then complete identity verification (KYC).
Step 2: Add Funds
Transfer money to your Revolut account via bank transfer, card payment, or Apple/Google Pay.
Step 3: Navigate to Crypto
Find the "Crypto" section in the app and browse available cryptocurrencies. Use the search function to find specific coins.
Step 4: Make Your First Purchase
Select a cryptocurrency, enter the amount you want to buy, review the fee breakdown, and confirm. Your crypto appears in your portfolio instantly.
Tax Considerations
Cryptocurrency gains are typically subject to capital gains tax in most countries. Keep records of all your trades including purchase prices, sale prices, and dates.
Revolut provides transaction history that can help with tax reporting. However, consult your local tax authority or a tax professional for specific guidance in your jurisdiction.
Learn more about crypto taxation in our crypto tax basics guide.
Recommended Exchanges
Alternative Exchanges
- Revolut – Modern mobile-first app
Local Options
- Kraken – Trusted US-based exchange
Jaa opasJaa
Related Guides
Aloittelijoille
Mikä on Monero (XMR)?
8.12.2025
18 min
Kattava opas Moneroon (XMR), yksityisyyteen keskittyvään kryptovaluuttaan. Opi Moneron historiasta, teknologiasta, rengasallekirjoituksista ja turvallisesta säilyttämisestä.
Aloittelijoille
Mikä on Zcash (ZEC)?
1.12.2025
14 min
Kattava opas Zcashiin (ZEC), yksityisyyteen keskittyvään kryptovaluuttaan. Opi Zcashin historiasta, zk-SNARK-teknologiasta, louhinnasta ja sijoituspotentiaalista.
Subscribe to our free
newsletter
Get the most important crypto news and market analysis delivered to your inbox
Free
No spam
Cancel anytime
Continue Learning
Explore the world of crypto investing with our comprehensive guides.